How to Recognize and Avoid Financial Scams Targeting Seniors

Scammers often target seniors, knowing they may be more trusting or less familiar with new digital threats. For residents in senior assisted living Lakewood, understanding how to recognize and avoid these schemes is key to protecting personal finances and peace of mind.

Common Scams Targeting Seniors

Here are a few scams that frequently target older adults:

• Medicare Scams: Scammers pose as Medicare representatives, asking for personal information like Social Security or Medicare numbers.

• Tech Support Scams: A pop-up or unsolicited call claims your computer has a virus, asking for remote access or payment to “fix” the issue.

• Grandparent Scams: Scammers pretend to be a grandchild in distress, claiming they need money urgently for an emergency.

• Sweepstakes or Lottery Scams: You’re told you’ve won a prize but must pay a fee upfront to claim it.

• Fake Charities: Emotional appeals are used to solicit donations for fraudulent causes, especially after a natural disaster.

Tips to Protect Yourself

Be Skeptical of Unsolicited Contact

Be cautious of anyone asking for money or personal information out of the blue, whether it’s a call, email, or text.

Verify Before You Act

If someone claims to be from a government agency or company, call the organization directly using a verified number to confirm their identity.

Never Send Money to Unknown Sources

Avoid wiring money, purchasing gift cards, or sharing bank information unless you’re absolutely certain of the recipient’s legitimacy.

Be Careful Online

Avoid clicking on links in unsolicited emails, and ensure websites are secure (look for “https” in the URL) before entering any sensitive information.

Shred Documents

Destroy documents with personal information before discarding them to prevent identity theft.

Use Caller ID and Voicemail

Let unknown numbers go to voicemail and listen to messages before deciding whether to respond.

What to Do If You Suspect a Scam

• Report It: Notify local law enforcement, the Federal Trade Commission (FTC), or your state attorney general’s office.

• Freeze Your Accounts: If you suspect identity theft, contact your bank or credit card company immediately.

• Get Support: Talk to a trusted family member or our staff if you feel unsure or overwhelmed.

A Community of Support

In senior apartments Lakewood, residents have access to educational workshops and resources that raise awareness about scams. These programs not only offer practical advice but also foster a sense of community, where residents can share experiences and tips to stay safe.

Staying informed is the best defense against financial scams. With a bit of knowledge and a cautious approach, you can safeguard your finances and enjoy the peace of mind you deserve.

Preparing Healthy Snacks with Your Grandchildren

Cooking with grandchildren is one of the most enjoyable and heartwarming ways to spend time together. Not only do you get to pass on family recipes or teach them basic kitchen skills, but it’s also an opportunity to introduce healthy eating in a fun way. At senior assisted living Lakewood, we love seeing residents bond with their grandkids through these kitchen activities.

One of the easiest and most fun snacks to prepare is fruit kabobs. You just need some colorful fruits like strawberries, grapes, and bananas. Have your grandchildren help by threading the fruit onto skewers. It’s a simple, hands-on activity that they love, and you get to sneak in some important nutrients.

Trail Mix is another easy, no-cook option that’s fun to customize. Set out bowls of nuts, seeds, dried fruit, and maybe a little dark chocolate, and let the kids create their own mixes. One resident at senior apartments Lakewood mentioned that she loves doing this with her grandkids because they enjoy the freedom of picking their favorite ingredients. Plus, it’s a great way to teach them about healthy snacks.

Another hit is veggie sticks with homemade hummus. It’s not only healthy but fun for kids to dip their colorful carrots, cucumbers, and bell peppers into something they made themselves. 

Residents at memory care Lakewood love introducing their grandkids to simple cooking skills, and making hummus from scratch is an easy, nutritious activity.

• Yogurt Parfaits: These are fun to make, especially when you let your grandkids layer their own parfaits. Provide yogurt, granola, and various fruit toppings like berries and bananas. The kids will love building their own snack, and you’ll love that they’re enjoying something healthy.

• Peanut Butter and Banana Bites: These are perfect for a quick and easy snack. Slice up a banana, spread some peanut butter between two slices, and you’ve got a fun, bite-sized treat. You can even roll them in crushed nuts or oats for added crunch. One resident told us her grandkids can’t get enough of these during their visits!

• Ants on a Log: A classic that never gets old—simply spread peanut butter or cream cheese on celery sticks and top with raisins or dried cranberries. Kids love the playful name, and it’s a fun way to get them to eat more veggies.

Cooking together is not just about the food, it’s about the memories you create. These activities are all about spending time together and creating memories that will last long after the snacks are gone. They are the threads that bind generations together, making the bond between grandparents and grandchildren stronger.

How to Enjoy Fall Farmers Markets as a Senior

There’s something special about wandering through a farmers market in the fall. The air is crisp, the produce is fresh, and it’s a wonderful way to connect with the community. 

At senior assisted living Lakewood, we’ve seen how much joy these outings bring to our residents, who love exploring the variety of seasonal goodies. The anticipation of what you might find, the excitement of discovering new and delicious treats, it’s all part of the fun at a fall farmer’s market.

Dress for Comfort: 

Markets can get busy, so make sure you wear comfortable shoes and dress in layers. One of our residents at senior apartments Lakewood shared that she loves going early when the market is just starting to set up. It’s quieter, and you can take your time without feeling rushed. Plus, the vendors are usually more than happy to chat when it’s less crowded!

Bring Your Own Bag or Cart: 

Farmers markets offer so many tempting treats, and you’ll want to have something sturdy to carry your purchases. A reusable bag or even a small cart works wonders. Not only is it eco-friendly, but it also saves you from juggling a bunch of bags.

Enjoy Seasonal Finds: 

Fall is all about apples, pumpkins, Brussels sprouts, and squash. The produce this time of year is not only delicious but packed with nutrients. Some of our residents in memory care Lakewood love to pick up fresh apples for making homemade applesauce or baking a batch of apple muffins. Don’t forget to ask the farmers for their cooking tips—they often have great ideas on how to prepare their produce.

Tip: Look for seasonal treats like homemade apple cider, pumpkin bread, or jams. These locally made goodies are not only delicious but support the vendors who work hard to bring fresh products to the market.

Take in the Atmosphere: 

Farmers markets are about more than shopping; they’re a full sensory experience. Whether it’s the smell of freshly baked bread or the vibrant colors of seasonal flowers, it’s a treat for the senses. Take your time, enjoy the live music or simply chat with fellow market-goers.

Plan a Picnic: 

After browsing the market, why not enjoy a picnic in the nearby park with some of your fresh finds? Grab a loaf of artisan bread, some cheese, and fruits like pears or apples. This is a great way to enjoy the season while spending time with friends. Several of our residents have done this after a morning market trip, and they always return with smiles on their faces.

The farmers market is a great outing that gives you fresh air, fresh produce, and a fun way to enjoy the fall season.